U.S. Drivers With No Tickets In 3 Years Are In For A Big Surprise.
Fran Majidi • November 05, 2025
The Secret To Saving On Car Insurance
Most Americans don’t know that they are eligible for a lower auto insurance rate if they’ve been following the rules of the road for three years. Did you?
Insurance companies don’t want you to know that you’re eligible for a price break, but sometimes, you have to take them to task for it.
If you haven’t gotten a ticket for a moving violation in three years or more, you’re most likely paying too much for auto insurance.
When Luis entered his zip code at offersaving.com, he didn’t expect to find out that he’d been paying hundreds of dollars more per month than he had to -- for the same level of protection!
“I’m paying 40% less than I was paying all this time,” Luis explains. When his friend heard about how Luis was getting ripped off, she compared prices at offersaving.com too and she’s now saving over 50% in premiums. Neither of them had to pay a broker fee for the quotes with offersaving.
The fact of the matter is that most people are overpaying for car insurance — 20 to 60% more than if they comparison shop auto insurance before buying a policy.
No news is good news for drivers, and if you’ve had a clean driving record for the past three years, you deserve to pay less.
How Do I Comparison Shop Car Insurance?
Step 1: Visit our website and enter your zip code.
Step 2: Answer a brief questionnaire about your driving history and car.
Step 3: Get an accurate online quote in 3 minutes for free!